Retirement income & small-business financial planning specialist • Living in Sonoma, CA • Serving clients across multiple states

Biography

Born in Oakland and a San Leandro High School graduate, David earned a B.S. in Accounting (1991) and an MBA in Finance (1998) from California State University, East Bay. After 11 years in corporate finance, he joined the family firm, Grodin Financial & Insurance Services, in 2007. David is the managing partner of the firm, which now employs 16 people, and currently manages over $300M in client assets.

Credentials

• RICP — Retirement Income Certified Professional (2017)
• AIF — Accredited Investment Fiduciary
• CLTC — Certified Long-Term Care Specialist
• CFBS — Certified Family Business Specialist
• FINRA Series 7 & 66 registrations; life insurance license
• Licensed to serve clients in multiple states

Specialties

• retirement income strategies
• distribution planning
• deferred compensation
• executive bonus plans
• buy/sell and succession planning for family businesses
• tax-aware wealth-building strategies

Client Approach

David combines real-world business ownership experience with disciplined academic training to deliver custom, practical financial plans. He uses detailed cash-flow analysis and extensive scenario testing to help clients move from accumulation to distribution. He emphasizes responsiveness, client education, and coordinated referrals for matters such as taxes and trusts.

Teaching & Community

David teaches retirement planning courses in Oakland and New York and provides workplace education for organizations including NASA, Paychex, Cadence Design Systems, Penumbra, and Alameda County.

Community involvement: served as Chair of the San Leandro Chamber of Commerce Board (2013–2014); active in NAIFA and the MassMutual Agents Association; lifetime member of the National Eagle Scout Association. David and his wife, Amy, are active in Sonoma-area charities and support Alameda Health Systems (Oakland) and Building Futures (San Leandro).

Personal

David lives in Sonoma with his wife, Amy, and their dogs: Belle (Labradoodle) and Mosely (chocolate poodle). He stays active with dog walks and personal training, enjoys cooking and entertaining, maintains a curated wine cellar, and builds wood-fired pizzas in his outdoor oven. He credits his start and continued success to his mother, Mary Grodin.

David Grodin is a Registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC., member SIPC, (6701 Koll Center Parkway STE 140, Pleasanton, CA 94566, Phone: 925-979-2300, Call: 925-979-2300). Grodin Financial & Insurance Services is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

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